The future is unpredictable,
yet companies are often required to make decisions today based on what
may or may not happen tomorrow. MWM consultants apply classical
probability and risk theory, combined with powerful computing
technologies to help organizations analyze their risks and measure
long-term financial impacts. We work closely with each client to refine
the individual testing variables and universes, determine the unique
spectrum of demographic and economic assumptions, and simulate a variety
of futures, likelihoods, and magnitudes.
Our goal in financial modeling is to develop meaningful and significant
results so clients can better prepare for the future. Depending on the
company’s specific situation, we apply simulation techniques, forecast
valuations, and sensitivity analysis to evaluate:
- Annual cash flows
- Pension liabilities
- Asset liability modeling (ALM)
- Retiree medical liabilities
- Long-term disability liabilities
- Incidence prediction
- Reserve sufficiency
- Risk quantification and analysis
- Investment modeling